Avni Prasad

Avni Prasad is a personal finance writer and fintech analyst based in New Delhi, India. She founded WinterNews with the mission of making financial knowledge accessible to every young Indian — without the jargon, without the fear. Avni covers fintech app reviews, money-saving strategies, side income ideas, and everyday finance concepts, turning complex topics into clear, actionable guides. Her content is read by students, fresh graduates, and first-generation earners across India who are navigating money for the first time. She believes that financial clarity is not a privilege it is a right.

How to Use CRED Coins to Save Money Without Missing Rewards Even If You’re a Complete Beginner

Step-by-step guide on using CRED coins for maximum savings on bills and shopping in India. Unlock hidden rewards easily. Read more to start saving.

Published On: March 26, 2026

The Complete Beginner Guide to Money Saving Tips for Students in India That Nobody Talks About in 2026

Ultimate beginner's guide to student money saving in India covering apps, food, and subscriptions. Practical tips for real results. Read more inside.

Published On: March 25, 2026

7 Freelancing Jobs for Complete Beginners in India Without Any Prior Experience Required

Explore 7 easiest freelancing jobs for Indian beginners with no experience needed. Start earning from home today with step-by-step guidance.

Published On: March 24, 2026

How Complete Beginners Can Understand Savings Interest in India Without Confusion Even If New to Banking

Learn how interest actually works on savings accounts in India simply for beginners, with current rates and easy examples. Find out now and grow your money.

Published On: March 23, 2026

How Complete Beginners Can Open High-Yield Savings Accounts Without Monthly Fees Even If You Have Little Money

Discover easy steps for beginners to open high-yield savings accounts without fees or high minimums. Maximize your savings safely in 2026. Start today.

Published On: March 23, 2026

Why Most Beginners Fail at Choosing Savings Accounts and Exactly How to Fix It

Learn why beginners pick wrong savings accounts missing high APY and pay hidden fees. Get expert tips to choose the best one right now. Read more.

Published On: March 23, 2026

Why Most Indians Fail at Building Good CIBIL Scores and Exactly How to Fix It

Discover the common mistakes Indians make with CIBIL scores and proven solutions. Understand credit factors, payment history, and credit utilization. Find out now

Published On: March 23, 2026

5 Best High-Yield Savings Accounts for Beginners That Actually Earn Top APY in 2026

Explore the 5 top high-yield savings accounts perfect for beginners with high APY, low minimums, and no fees. Grow your money effortlessly. Find out now.

Published On: March 23, 2026

The Complete Beginner Guide to Savings Accounts and Interest That Nobody Talks About in 2026

Discover what a savings account is, how interest works in India for beginners, types, rates, and tips to maximize earnings. Start saving smarter today.

Published On: March 23, 2026

How to Improve Your CIBIL Score Without Waiting Years Even If You Have Bad Credit

Learn proven strategies to boost your CIBIL score quickly. Discover actionable tips for building better credit habits and securing loans at better rates. Start today

Published On: March 23, 2026